Revamping the Social Security Administration: Small changes would make a big impact

With the change in presidential administrations, some are demanding that President Biden fire the current Commissioner, Andrew Saul, of the Social Security Administration (SSA), appointed by President Donald Trump. Under current law, Commissioner Saul may stay in office through the end of his term (another four years), although a recent Supreme Court decision does put the law around independent agencies into constitutional question. Legal and political issues aside, what is, as a matter of good public policy, the correct governance and political structure for this massive, critical federal agency, with considerable decision-making authority and policy responsibility?