Opinion: Finally, some relief for Americans with medical debts

Credit scores play an outsize role in American life. Without a decent credit score, it’s difficult to get a loan for a home, car or business, or even get a job. That’s why it’s welcome news that starting July 1, the nation’s three large credit reporting agencies — Equifax, Experian and TransUnion — will stop including the vast majority of medical debt on people’s credit reports. This is no small change. Medical debt is the most common form of debt in collection listed on people’s credit reports — by far.